Apr 152014
 

Selected Just for You From the 2010 Archives

SaveItWaveBye2 

10 Things You Should Ask Yourself…
Before Deciding to Save It or Wave Bye to It

Part 2

 You can read Part 1 with questions 1 – 5 here.

6. Am I hanging on to it out of obligation?
Let’s face it, we all feel a twinge of guilt when we think about not keeping a gift. It’s good to ask ourselves the question of whether or not we’re keeping it out of obligation. If we are, then we need to remember that a gift is given without strings or obligations, and the receiver is free to do as they wish with the gift.

7. Will it affect me financially if I toss or shred it?
There are many places that you can get advice on what financial records you need to keep and for how long. Beyond that, you can shred financial papers without fear. If it’s a receipt for an item you still own that is under warranty, by all means keep it with the owner’s manual, but other than that, fear not!

8. Do I really need to buy it, or can I rent it?
Movies, carpet cleaners, sewing machines, foot baths, etc. How much have you purchased that you only needed once or twice a year? In most cases, rather than owning and thus storing, you can rent much of what you use. Let’s think about entertaining. If you entertain infrequently and need some warming trays and large beverage dispensers for coffee, tea, and/or a cold drink, the charge to rent isn’t usually anywhere near the cost to purchase and you don’t end up with clutter that you have to store!

9. Do I use it?
Why do we keep things we don’t use? If we don’t use it, lose it! If we don’t wear it, donate it! If we don’t eat it, get rid of it! Think how much less work there will be around the house if we don’t spend all our time maintaining stuff we never use, wear or eat!

10. What’s the worst case scenario if I get rid of it?
By trying to figure out the worst `what-if’ we can be assured that in all likelihood, it won’t ever be an unrecoverable act to get rid of something. For example, say you shred your bank statements and end up needing a copy of one of the statements? No problem, simply contact your bank for another copy! Or, if you have scanned and stored copies, you have them at the ready without having paper taking up valuable space. In nearly all cases, recovery is that easy!

I hope the 10 questions to ask yourself give you clarity while making decisions on whether to save it or wave bye to it.

Which of the 10 questions is most helpful to you?  Share in the comment section below :)

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